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The good news is that for many that live in Western civilizations, achievement of this financial dream is actually possible (without the luck that accompanies the purchase of a winning lottery ticket)! Making sound decisions with money and debt, applying disciplined financial know-how, and knowing “upfront” which decisions are likely to add to, or detract from, your objectives are all critically important.

Whenever you retire, it's important to understand how timing your social security will impact benefits. Learn what factors to consider when planning your retirement.

Did you know median scam losses are highest in the above 80 age group? Unfortunately, those who have or about to retire are the most vulnerable to scammers. Learn what scams to look out for to keep your financials safe.

Nevertheless, you don’t have to “go it alone” or live without answers. For a limited time, ITCU will provide “free access to credit union members” to help you identify solutions and obtain your number!